Privacy Policy

Effective Date: May 19, 2026

8978 Tech & Digital Group, Inc. (“8978 Tech & Digital Group,” “Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you visit or use our website, services, communications, digital properties, or other interactions with us, including through https://8978tech.com.

This Privacy Policy is intended to describe our privacy practices and provide disclosures required under applicable U.S. state privacy laws, including laws that may apply to residents of California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, and other states with consumer privacy laws.

1. Contact Information

2. Scope of This Privacy Policy

This Privacy Policy applies to personal information that we collect through our website, online services, forms, communications, business interactions, marketing activities, customer support, analytics tools, and other services that link to this Privacy Policy.

This Privacy Policy does not apply to information processed on behalf of our business customers where we act as a service provider, processor, contractor, or similar role under applicable privacy laws. In those cases, we process personal information according to our customer’s instructions and applicable contracts.

3. Personal Information We Collect

Depending on how you interact with us, we may collect the following categories of personal information:

A. Identifiers

Examples include name, business name, email address, phone number, mailing address, IP address, account identifiers, device identifiers, and similar contact or online identifiers.

B. Commercial, Transaction, Billing, and Subscription Information

Examples include records of products or services requested, purchased, subscribed to, renewed, canceled, considered, or discussed with us; billing contact information; transaction records; invoice history; subscription status; payment confirmations; payment history; and limited payment card details such as card type, expiration date, and last four digits where available.

C. Payment Information

When you sign up for products or services, including subscription-based products or services, we may collect payment-related information necessary to process your transaction and manage your subscription.

Payment information may include:

1. Name associated with the payment method.
2. Billing address.
3. Payment card type.
4. Last four digits of the payment card.
5. Expiration date.
6. Transaction details, invoice records, subscription status, and payment history.
7. Other billing or payment information required to process payments, prevent fraud, or comply with legal obligations.

We use Stripe as our payment processor. Payment card numbers, security codes, and other sensitive payment credentials are collected and stored by Stripe, not directly by 8978 Tech & Digital Group, Inc. Stripe may process payment information in accordance with its own privacy policy, security practices, and applicable payment card industry requirements.

We may access or retain limited payment-related information, such as billing contact details, transaction records, invoice history, subscription status, payment confirmations, and the last four digits of a payment card, for purposes including:

1. Processing payments.
2. Managing subscriptions and renewals.
3. Providing invoices and receipts.
4. Detecting and preventing fraud.
5. Responding to billing inquiries.
6. Complying with tax, accounting, legal, and contractual obligations.
7. Enforcing our agreements and resolving disputes.

For subscription-based products and services, your payment method may remain stored with Stripe so recurring charges can be processed until your subscription is canceled, the payment method is removed or updated, or retention is no longer required for legal, security, fraud-prevention, or business purposes.

D. Internet, Device, and Network Activity

Examples include browser type, operating system, device type, referring URLs, pages viewed, links clicked, session information, access times, search terms, interaction with website features, cookie identifiers, and similar analytics data.

E. Geolocation Information

Examples include approximate location inferred from IP address or device settings. We do not seek to collect precise geolocation unless we provide a clear notice and obtain consent where required.

F. Professional or Employment-Related Information

Examples include job title, employer, work contact information, professional interests, company affiliation, and business communications.

G. Audio, Electronic, or Similar Information

Examples include voicemails, call records, customer support communications, chat messages, or electronic communications you send to us.

H. Inferences

Examples include preferences, likely interests, service needs, marketing segments, or information derived from your interactions with our website or communications.

I. Sensitive Personal Information

We do not intentionally collect sensitive personal information unless it is necessary for a specific purpose, you provide it to us, or we are legally permitted or required to process it.

Sensitive personal information may include information such as government identifiers, precise geolocation, financial account credentials, biometric information, health information, racial or ethnic origin, religious beliefs, citizenship or immigration status, genetic data, sexual orientation, or personal information from a known child.

We do not use sensitive personal information to infer characteristics unless permitted by law.

4. Sources of Personal Information

We may collect personal information from the following sources:

1. Directly from you, such as when you submit a form, contact us, request information, subscribe to communications, create an account, purchase products or services, sign up for subscription-based products or services, or interact with our services.
2. Automatically through technology, such as cookies, pixels, analytics tools, log files, and similar technologies.
3. From payment processors, including Stripe, for payment processing, subscription management, transaction records, fraud prevention, and related billing purposes.
4. From business customers, vendors, and service providers, where relevant to providing services or managing business relationships.
5. From publicly available sources, such as company websites, professional directories, public records, or business networking platforms.
6. From third-party partners, such as analytics providers, advertising partners, event partners, lead generation providers, or data enrichment providers, where permitted by law.

5. How We Use Personal Information

We may use personal information for the following purposes:

1. To provide, operate, maintain, and improve our website, products, and services.
2. To create and manage customer accounts.
3. To process purchases, payments, invoices, renewals, refunds, and subscription billing.
4. To manage subscription-based products and services.
5. To respond to inquiries, requests, applications, and customer support needs.
6. To communicate with you about services, updates, transactions, events, security notices, and administrative matters.
7. To personalize your experience and understand how visitors use our website.
8. To conduct analytics, research, testing, troubleshooting, and service improvement.
9. To market and advertise our services, subject to your choices and applicable law.
10. To manage customer, vendor, contractor, and business partner relationships.
11. To process payments, invoices, contracts, and business records.
12. To detect, prevent, investigate, and respond to fraud, security incidents, unauthorized access, chargebacks, payment disputes, or illegal activity.
13. To comply with legal obligations, regulatory requirements, subpoenas, court orders, tax obligations, accounting requirements, and lawful requests.
14. To enforce agreements, policies, and terms of use.
15. To evaluate or carry out business transactions, such as a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets.
16. For any other purpose disclosed to you at the time of collection or with your consent.

6. Cookies, Analytics, and Similar Technologies

We may use cookies, pixels, tags, scripts, local storage, software development kits, and similar technologies to operate our website, remember preferences, understand website usage, improve performance, provide security, and support advertising or analytics.

Types of cookies and technologies we may use include:

1. Strictly necessary cookies, which are required for website operation and security.
2. Functional cookies, which remember preferences and improve user experience.
3. Analytics cookies, which help us understand traffic, usage patterns, and website performance.
4. Advertising or targeting cookies, which may help deliver, measure, or personalize advertising.

You can adjust cookie settings through your browser. Some browsers also allow you to send opt-out preference signals, such as Global Privacy Control. Where required by applicable law and where technically feasible, we will honor recognized universal opt-out mechanisms for applicable opt-out rights, including opt-outs from targeted advertising or sale/sharing of personal information.

7. How We Disclose Personal Information

We may disclose personal information to the following categories of recipients:

A. Service Providers, Processors, and Contractors

We may disclose personal information to vendors that help us operate our business, such as hosting providers, cloud infrastructure providers, payment processors including Stripe, analytics providers, customer relationship management providers, email providers, marketing vendors, security providers, professional advisors, subscription management providers, accounting providers, and customer support tools.

B. Payment Processors

We use Stripe to process payments and store payment methods for subscription-based products and services. Stripe may collect, process, store, and transmit payment information, including payment card information, billing details, and transaction records, as necessary to process payments, manage recurring billing, prevent fraud, comply with payment card industry requirements, and fulfill legal obligations.

We do not directly store full payment card numbers or card security codes on our own systems.

C. Business Customers and Partners

Where necessary to provide services, manage relationships, or fulfill contractual obligations, we may disclose personal information to business customers, channel partners, integration partners, or other parties involved in the requested services.

D. Advertising and Analytics Partners

We may disclose online identifiers, internet activity, device information, and similar data to advertising, analytics, or measurement partners. Depending on applicable state law, this activity may be considered “targeted advertising,” “sharing,” or a “sale” of personal information.

E. Legal, Regulatory, and Safety Recipients

We may disclose personal information to courts, law enforcement, regulators, government authorities, or other parties when we believe disclosure is required or permitted by law, necessary to protect rights and safety, or appropriate to investigate fraud, security issues, payment disputes, chargebacks, or unlawful activity.

F. Professional Advisors

We may disclose personal information to attorneys, auditors, accountants, insurers, consultants, and other professional advisors.

G. Business Transaction Parties

We may disclose or transfer personal information in connection with a merger, acquisition, financing, corporate reorganization, bankruptcy, sale of assets, or similar business transaction.

H. With Your Consent or Direction

We may disclose personal information when you consent to or direct the disclosure.

8. Sale, Sharing, and Targeted Advertising

Some state privacy laws define “sale” broadly to include certain disclosures of personal information for monetary or other valuable consideration. Some laws also regulate “sharing” personal information for cross-context behavioral advertising or processing personal information for targeted advertising.

We do not sell personal information in the traditional sense of exchanging it for money. However, our use of certain analytics, advertising, retargeting, or tracking technologies may be considered a “sale,” “sharing,” or “targeted advertising” under some state privacy laws.

You may opt out of these activities by:

1. Using any “Do Not Sell or Share My Personal Information” or “Your Privacy Choices” link we provide on our website, if available.
2. Contacting us at [email protected].
3. Calling us at 720-468-0492.
4. Enabling a recognized opt-out preference signal, such as Global Privacy Control, where required by law.

We do not knowingly sell or share personal information of individuals under 16 years of age.

9. Sensitive Personal Information

We do not use or disclose sensitive personal information for purposes that would require a right to limit use or disclosure under California law unless we provide the required notice and choice. We do not process sensitive personal information without consent where consent is required by applicable law.

If you provide sensitive personal information to us voluntarily, we will use it only for the purposes for which it was provided, as otherwise disclosed to you, or as permitted by law.

Payment card numbers, card security codes, and similar sensitive payment credentials are handled by Stripe, our payment processor. We do not directly store full payment card numbers or card security codes on our own systems.

10. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce agreements, maintain security, prevent fraud, and support legitimate business needs.

For subscription-based products and services, payment methods may remain stored with Stripe for as long as needed to process recurring payments, manage subscriptions, prevent fraud, comply with legal obligations, resolve billing disputes, or as otherwise permitted by applicable law.

The criteria we use to determine retention periods include:

1. The nature and sensitivity of the personal information.
2. The purposes for which the information was collected.
3. The length of our relationship with you or the relevant business customer.
4. Whether you maintain an active account or subscription.
5. Legal, tax, accounting, contractual, and regulatory requirements.
6. Payment processing, chargeback, fraud prevention, and dispute resolution needs.
7. Security, fraud prevention, and dispute resolution needs.
8. Whether the information is needed for backup, audit, or compliance purposes.

When personal information is no longer needed, we will delete, de-identify, aggregate, or otherwise dispose of it in accordance with applicable law and our records practices.

11. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. These safeguards may include access controls, encryption, authentication, monitoring, vendor diligence, employee training, and secure system design.

Payment information is processed by Stripe, which maintains its own security controls for payment processing. We rely on Stripe for the secure collection, storage, and processing of payment card information.

No method of transmission or storage is completely secure. We cannot guarantee absolute security of personal information.

12. Your Privacy Rights

Depending on where you live and subject to applicable law, you may have some or all of the following rights:

1. Right to know or access the personal information we collect, use, disclose, sell, share, or process about you.
2. Right to confirm processing of your personal information.
3. Right to data portability, meaning the right to receive certain personal information in a portable and readily usable format.
4. Right to correct inaccurate personal information.
5. Right to delete personal information, subject to legal exceptions.
6. Right to opt out of sale of personal information.
7. Right to opt out of sharing personal information for cross-context behavioral advertising.
8. Right to opt out of targeted advertising.
9. Right to opt out of profiling in furtherance of decisions that produce legal or similarly significant effects, where applicable.
10. Right to limit use and disclosure of sensitive personal information, where applicable.
11. Right to withdraw consent, where processing is based on consent.
12. Right to appeal a denied privacy request, where applicable.
13. Right to non-discrimination, meaning we will not unlawfully discriminate against you for exercising your privacy rights.

These rights may vary by state and may be subject to verification, exceptions, and limitations.

13. How to Exercise Your Rights

You may submit a privacy request by:

Please include enough information for us to understand, evaluate, and respond to your request. We may ask you to verify your identity before processing the request. Depending on the nature of the request, we may verify identity by matching information you provide with information we maintain.

If you submit a request on behalf of another person, we may require proof of authorization and may also require the individual to verify their identity directly with us, unless prohibited by law.

14. Appeals

If we deny your privacy request and applicable law gives you a right to appeal, you may appeal by contacting us at [email protected] and including “Privacy Appeal” in the subject line.

Please explain why you believe our decision should be reconsidered. We will review and respond to appeals within the timeframe required by applicable law.

If your appeal is denied, you may have the right to contact your state attorney general or privacy regulator.

15. California Privacy Notice

This section applies to California residents and is intended to supplement the rest of this Privacy Policy.

A. Categories of Personal Information Collected

In the preceding 12 months, we may have collected the following categories of personal information:

Category	Examples	Collected
Identifiers	Name, email, phone number, IP address, device ID	Yes
California Customer Records Information	Contact details, billing details, payment-related information, account records, subscription records	Yes
Protected Classification Characteristics	Only if voluntarily provided or required for a specific lawful purpose	Possibly
Commercial Information	Services requested, purchased, subscribed to, renewed, canceled, or considered; transaction history; invoice history; subscription status	Yes
Internet or Network Activity	Website usage, browser data, device data, interaction data	Yes
Geolocation Data	Approximate location from IP address	Yes
Audio, Electronic, or Similar Information	Calls, voicemails, emails, chats, support communications	Possibly
Professional or Employment Information	Job title, employer, business contact details	Yes
Education Information	Only if voluntarily provided or relevant to a specific interaction	Possibly
Sensitive Personal Information	Only if voluntarily provided or necessary for a specific purpose; full payment card numbers and card security codes are processed by Stripe	Possibly
Inferences	Preferences, interests, analytics-derived insights	Yes

B. Sources

We collect personal information from you, your devices, service providers, payment processors including Stripe, business partners, publicly available sources, customers, vendors, and third-party data providers.

C. Business or Commercial Purposes

We use personal information for the purposes described in Section 5, including providing services, processing payments, managing subscriptions, responding to requests, analytics, marketing, security, compliance, business operations, and customer relationship management.

D. Disclosure of Personal Information

We may disclose personal information to the categories of recipients described in Section 7, including payment processors such as Stripe.

E. Sale or Sharing

We do not sell personal information for money. However, certain advertising, analytics, or tracking activities may be considered a “sale” or “sharing” under California law. California residents may opt out as described in Section 8.

F. Sensitive Personal Information

We do not use or disclose sensitive personal information for purposes that require a right to limit unless we provide the required notice and choice.

Payment card numbers, card security codes, and similar sensitive payment credentials are handled by Stripe, our payment processor. We do not directly store full payment card numbers or card security codes on our own systems.

G. California Rights

California residents may request to know, access, correct, delete, obtain a copy of, or opt out of sale or sharing of personal information. California residents also have the right not to be discriminated against for exercising privacy rights.

16. Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, and Other State Privacy Notices

Depending on your state of residence, you may have rights to access, correct, delete, obtain a portable copy of, and opt out of certain processing of personal information, including targeted advertising, sale of personal information, and certain profiling.

We will honor applicable privacy rights in accordance with the law of your state. You may exercise these rights using the contact methods listed in Section 13.

Where required, we will also honor recognized universal opt-out mechanisms that communicate your choice to opt out of applicable targeted advertising or sale activities.

17. Nevada Privacy Rights

Nevada residents may have the right to opt out of certain sales of covered information. We do not currently sell covered information as defined by Nevada law. Nevada residents may still submit opt-out requests by contacting [email protected].

18. Shine the Light Notice

California’s “Shine the Light” law permits California residents to request certain information about disclosures of personal information to third parties for their direct marketing purposes. To submit such a request, contact us at [email protected] and include “Shine the Light Request” in the subject line.

19. Children’s Privacy

Our website and services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. We also do not knowingly sell or share personal information of individuals under 16.

If you believe a child has provided personal information to us, please contact us at [email protected] so we can take appropriate action.

20. De-Identified, Aggregated, or Anonymous Information

We may use personal information to create de-identified, aggregated, or anonymous information. We may use and disclose such information for business, analytics, research, product improvement, benchmarking, and other lawful purposes.

Where required by law, we will maintain and use de-identified information in de-identified form and will not attempt to re-identify it except as permitted by law.

21. Artificial Intelligence, Automated Processing, and Profiling

We may use automated tools, analytics, or artificial intelligence-enabled technologies to support business operations, website functionality, customer communications, fraud prevention, payment security, analytics, or service improvement.

We do not use automated decision-making or profiling to make decisions that produce legal or similarly significant effects about consumers unless we provide notice and rights required by applicable law.

Where applicable, you may have the right to opt out of profiling in furtherance of decisions that produce legal or similarly significant effects.

22. Email Marketing and Communications Choices

You may opt out of marketing emails by following the unsubscribe instructions in the email or by contacting us at [email protected]. Even if you opt out of marketing communications, we may still send transactional, administrative, security, legal, billing, subscription, or service-related communications.

23. Third-Party Websites and Services

Our website may contain links to third-party websites, applications, services, or platforms. We are not responsible for the privacy practices, content, or security of third parties. Your interactions with third-party services are governed by their own privacy policies and terms.

Stripe’s processing of payment information is governed by Stripe’s own privacy policy, terms, and security practices.

24. International Visitors

We are based in the United States. If you access our website or services from outside the United States, your personal information may be transferred to, stored in, or processed in the United States or other jurisdictions that may not provide the same level of data protection as your home jurisdiction.

By using our website or services, you understand that your personal information may be processed in the United States.

25. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on our website with a revised effective date. If we make material changes, we may provide additional notice as required by law.

Your continued use of our website or services after the updated Privacy Policy becomes effective means you acknowledge the updated Privacy Policy.

26. Contact Us

For questions about this Privacy Policy or our privacy practices, contact us at: