Terms of Service

Effective Date: May 19, 2026

These Terms of Service (“Terms”) govern your access to and use of the website, products, services, software, platforms, digital tools, artificial intelligence tools, content, communications, and other offerings provided by 8978 Tech & Digital Group, Inc. (“8978 Tech & Digital Group,” “Company,” “we,” “us,” or “our”), including through https://8978tech.com.

By accessing or using our website, products, or services, you agree to these Terms. If you do not agree to these Terms, do not access or use our website, products, or services.

1. Company Information

2. Eligibility

You may use our website, products, or services only if you are legally able to enter into a binding agreement with us.

By using our website, products, or services, you represent and warrant that:

1. You are at least 18 years old or the age of majority in your jurisdiction.
2. You have the legal authority to accept these Terms.
3. If you use our services on behalf of a company, organization, or other entity, you have authority to bind that entity to these Terms.
4. Your use of our website, products, or services will comply with all applicable laws and regulations.

If you use our website, products, or services on behalf of an entity, “you” and “your” refer to both you and that entity.

3. Our Products and Services

8978 Tech & Digital Group may provide technology, digital, software, consulting, subscription-based, professional, managed, artificial intelligence, automation, data, digital product, and related products and services.

Our offerings may include, without limitation:

1. Software-as-a-service products and platforms.
2. Managed technology, digital, operational, or technical services.
3. Subscription-based products and services.
4. Digital products, downloads, templates, tools, documentation, reports, or other electronic materials.
5. Artificial intelligence products, tools, automations, agents, integrations, workflows, or AI-enabled features.
6. Consulting, implementation, configuration, design, development, support, or professional services.
7. Customer-specific services, projects, contracts, statements of work, order forms, or custom deliverables.
8. Integrations with third-party platforms, systems, software, APIs, payment processors, hosting providers, analytics providers, customer systems, or other third-party services.

Specific products or services may be described on our website, in checkout pages, order forms, invoices, proposals, subscription terms, product documentation, statements of work, customer agreements, service-level agreements, data processing agreements, or other written agreements.

If there is a conflict between these Terms and a separate written agreement signed or expressly accepted by us, the separate written agreement will control for the specific products or services covered by that agreement.

If there is a conflict among documents, the following order of precedence will generally apply unless a separate agreement states otherwise:

1. A signed master services agreement, customer agreement, or similar negotiated agreement.
2. A data processing agreement or security addendum, but only for privacy, security, or data processing matters.
3. An applicable statement of work, order form, subscription order, or invoice.
4. Product-specific terms, service-level terms, acceptable use policies, or documentation.
5. These Terms.

4. Accounts and Registration

Some products or services may require you to create an account or provide registration information.

You agree to:

1. Provide accurate, current, and complete information.
2. Keep your account information updated.
3. Maintain the confidentiality of your login credentials.
4. Notify us promptly of any unauthorized access or suspected security incident.
5. Accept responsibility for all activity under your account.

We are not responsible for losses caused by unauthorized use of your account unless required by applicable law.

We may suspend or terminate access to your account if we believe your account has been compromised, used in violation of these Terms, or used in a way that may harm us, other users, our systems, or third parties.

5. Orders, Subscriptions, and Paid Services

Some products or services may be offered for a fee, including one-time purchases, recurring subscriptions, usage-based services, professional services, managed services, SaaS products, digital products, AI products, or other paid offerings.

By purchasing or subscribing to paid products or services, you agree to pay all applicable fees, charges, taxes, and other amounts described at the time of purchase or in the applicable order, invoice, checkout page, statement of work, subscription terms, or agreement.

Unless otherwise stated in writing:

1. Fees are due in U.S. dollars.
2. Fees are non-refundable except as required by law or expressly stated in these Terms or another written agreement.
3. We may charge applicable taxes.
4. You are responsible for providing complete and accurate billing information.
5. We may update prices for future billing periods or renewals by providing notice where required.

6. Payment Processing

We use Stripe as our third-party payment processor. When you purchase products or services, sign up for subscription-based products or services, or otherwise make a payment, your payment information may be collected, processed, stored, and transmitted by Stripe.

Payment information may include your name, billing address, payment card details, payment method information, transaction history, invoice records, subscription status, and other information needed to process payments and manage subscriptions.

We do not directly store full payment card numbers or card security codes on our own systems. Stripe may store payment methods for subscription-based products and services so recurring charges can be processed.

Your use of Stripe’s payment processing services may be subject to Stripe’s own terms, privacy policy, and security practices.

7. Subscription Renewals and Cancellation

If you purchase a subscription-based product or service, your subscription may automatically renew at the end of each billing period unless canceled in accordance with the applicable cancellation process.

By signing up for a subscription, you authorize us and our payment processor to charge your payment method on a recurring basis for applicable subscription fees, taxes, and other charges.

Unless otherwise stated in a separate written agreement:

1. Subscriptions renew automatically until canceled.
2. You are responsible for canceling before the next billing period if you do not want to be charged.
3. Cancellation will usually take effect at the end of the then-current billing period.
4. We do not provide refunds or credits for partial billing periods unless required by law or expressly agreed in writing.
5. If your payment method fails, we may suspend or terminate access to the applicable products or services.

Cancellation instructions may be provided in your account, order documentation, customer portal, or by contacting us at [email protected].

8. Trials, Promotions, and Discounts

We may offer free trials, promotional offers, discounts, beta access, pilot programs, or limited-time offers. These offers may be subject to additional terms, eligibility requirements, usage limits, or expiration dates.

We may modify, suspend, or discontinue trials, promotions, or discounts at any time unless otherwise required by law or agreed in writing.

If a trial converts to a paid subscription, we may charge your payment method at the end of the trial period unless you cancel before the trial ends.

9. SaaS Products and Platform Access

If you access or use our software-as-a-service products, hosted platforms, portals, applications, dashboards, APIs, automations, integrations, or other online tools, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to access and use the applicable SaaS product solely for your lawful internal business or personal use, as applicable, during the applicable subscription term and subject to these Terms and any applicable order or agreement.

Unless expressly permitted in writing, you may not:

1. Copy, modify, adapt, translate, or create derivative works of the SaaS product.
2. Reverse engineer, decompile, disassemble, or attempt to discover source code or underlying models, systems, or algorithms.
3. Use the SaaS product to build, benchmark, train, or improve a competing product or service.
4. Access the SaaS product in order to monitor availability, performance, or functionality for competitive purposes.
5. Share login credentials or allow unauthorized users to access the SaaS product.
6. Circumvent usage limits, rate limits, seat restrictions, access controls, or security features.
7. Interfere with or disrupt the SaaS product, our infrastructure, or third-party systems.
8. Upload unlawful, harmful, infringing, malicious, confidential, regulated, or sensitive data unless expressly permitted by the applicable product, contract, or documentation.

We may update, improve, modify, suspend, or discontinue features of our SaaS products from time to time. We will use commercially reasonable efforts to avoid materially reducing core paid functionality during an active subscription term, unless changes are necessary for security, legal compliance, third-party provider requirements, system integrity, or continued operation.

10. Managed Services

If we provide managed services, technical services, operational services, monitoring, administration, configuration, support, maintenance, optimization, implementation, or similar services, the scope of those services will be described in the applicable agreement, statement of work, order form, proposal, or service description.

Unless otherwise agreed in writing:

1. We are responsible only for the specific managed services expressly listed in the applicable scope of work.
2. You are responsible for providing timely access, credentials, approvals, information, systems, data, personnel, and cooperation needed for us to perform the services.
3. You are responsible for maintaining backups of your systems and data unless backup services are expressly included in the scope of work.
4. You are responsible for your own legal, regulatory, industry-specific, cybersecurity, privacy, and compliance obligations.
5. We are not responsible for failures caused by third-party systems, hosting providers, software vendors, internet service providers, customer systems, unauthorized changes, inaccurate information, lack of cooperation, or events outside our reasonable control.
6. Emergency, after-hours, out-of-scope, remediation, migration, incident response, or additional services may require additional fees unless expressly included in the applicable agreement.

You authorize us and our personnel, contractors, and service providers to access your systems, accounts, environments, data, and third-party services as reasonably necessary to perform the managed services.

You represent that you have all rights, permissions, consents, and authorizations necessary to grant us such access.

11. Digital Products

If you purchase or access digital products, downloads, templates, reports, files, documentation, media, tools, code, automations, workflows, or other electronic materials, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the digital product for your lawful internal business or personal use, as applicable.

Unless expressly permitted in writing, you may not:

1. Resell, redistribute, sublicense, share, publish, or commercially exploit digital products.
2. Make digital products available to third parties as a standalone product.
3. Claim ownership of our digital products.
4. Remove copyright, trademark, proprietary, or attribution notices.
5. Use digital products to create a competing product or service.
6. Use digital products for unlawful, infringing, deceptive, or harmful purposes.

Digital products are generally delivered electronically and may be non-refundable once accessed, downloaded, delivered, or made available, except where required by law or expressly stated in writing.

12. Artificial Intelligence Products and Tools

Some of our products or services may include artificial intelligence, machine learning, automation, generative AI, predictive tools, AI agents, AI workflows, AI-assisted recommendations, AI-generated content, AI-enabled analysis, or integrations with third-party AI providers.

AI products and tools may generate, summarize, classify, recommend, predict, automate, transform, or otherwise produce outputs based on prompts, inputs, data, configurations, models, third-party systems, or other information.

You understand and agree that:

1. AI outputs may be inaccurate, incomplete, biased, misleading, outdated, offensive, or unsuitable for your intended purpose.
2. AI outputs may not be unique and may be similar or identical to outputs provided to other users.
3. AI products and tools may not detect all errors, risks, unlawful content, security issues, or compliance concerns.
4. You are responsible for reviewing, validating, testing, and approving AI outputs before relying on them.
5. You are responsible for determining whether AI products, tools, and outputs are appropriate for your intended use.
6. AI products and outputs do not constitute legal, financial, tax, medical, employment, compliance, security, or other professional advice.
7. You should not rely on AI outputs as the sole basis for decisions that may affect legal rights, financial outcomes, employment, housing, credit, education, health, insurance, safety, or similarly significant matters.
8. You are responsible for complying with all laws, regulations, industry rules, customer obligations, and internal policies that apply to your use of AI products and outputs.

Unless expressly agreed in writing, you may not use our AI products or tools:

1. To make automated decisions that produce legal or similarly significant effects about individuals.
2. For high-risk, safety-critical, regulated, or legally consequential uses.
3. To unlawfully discriminate against individuals or groups.
4. To generate deceptive, fraudulent, impersonating, infringing, defamatory, harassing, abusive, or unlawful content.
5. To create malware, phishing content, exploit code, spam, or harmful technical instructions.
6. To violate privacy, publicity, intellectual property, consumer protection, employment, credit, housing, insurance, healthcare, or anti-discrimination laws.
7. To identify, track, profile, or make inferences about individuals in violation of applicable law.
8. To process sensitive personal information unless expressly permitted by the applicable product, agreement, and law.
9. To train, fine-tune, or improve competing AI models, systems, products, or services.

We may impose usage limits, safety controls, rate limits, monitoring, filtering, logging, abuse detection, or other controls on AI products and tools.

We may suspend or restrict access to AI products or tools if we reasonably believe your use creates legal, security, operational, reputational, safety, ethical, or compliance risk.

13. AI Inputs, Outputs, and Data Use

You may provide prompts, files, text, data, instructions, configurations, content, or other materials to AI products or tools (“AI Inputs”). AI products or tools may generate responses, content, analysis, recommendations, summaries, classifications, code, images, data, workflows, or other materials (“AI Outputs”).

As between you and us, and subject to applicable law and any third-party rights:

1. You retain ownership of AI Inputs you provide.
2. You are responsible for AI Inputs, including their legality, accuracy, quality, permissions, and compliance.
3. You are responsible for your use of AI Outputs.
4. We do not guarantee that AI Outputs are protectable by intellectual property rights.
5. We do not guarantee that AI Outputs will not be similar to content generated for others.
6. We may use AI Inputs and AI Outputs as necessary to provide, maintain, secure, troubleshoot, support, and improve the applicable products or services, subject to our Privacy Policy and any applicable customer agreement.

Unless a product-specific disclosure, customer agreement, data processing agreement, or written contract states otherwise, we will not use customer confidential information submitted through paid business services to train our proprietary AI models in a way that identifies you or your customers.

Some AI features may rely on third-party AI providers. Where third-party AI providers are used, AI Inputs and AI Outputs may be processed by those providers according to applicable contracts, privacy terms, security terms, and data processing terms.

You should not submit sensitive personal information, regulated data, trade secrets, confidential information, or third-party proprietary information to AI products or tools unless the applicable product, agreement, and documentation expressly permit that use.

14. Customer-Specific Contracts

Some customers may enter into separate written agreements with us, including master services agreements, SaaS agreements, enterprise agreements, statements of work, order forms, subscription orders, data processing agreements, business associate agreements, security addenda, service-level agreements, support terms, or other customer-specific contracts.

If you have a customer-specific contract with us, that contract applies only to the products, services, term, fees, users, data, and scope described in that contract.

Unless a customer-specific contract expressly states otherwise:

1. These Terms continue to apply to general website use.
2. These Terms continue to apply to products or services not covered by the customer-specific contract.
3. The customer-specific contract controls only where it directly conflicts with these Terms.
4. Additional product-specific terms, acceptable use policies, documentation, or order terms may also apply.

No employee, contractor, agent, or representative of 8978 Tech & Digital Group has authority to modify these Terms or bind us to customer-specific obligations unless the modification or obligation is in a written agreement signed or expressly approved by an authorized representative of 8978 Tech & Digital Group.

15. Acceptable Use

You agree not to use our website, products, or services to:

1. Violate any applicable law, regulation, contractual obligation, or third-party right.
2. Commit fraud, deception, impersonation, or misrepresentation.
3. Access or use our systems without authorization.
4. Interfere with or disrupt our website, products, services, networks, or systems.
5. Upload, transmit, or distribute malware, ransomware, spyware, viruses, worms, or harmful code.
6. Probe, scan, test, or exploit vulnerabilities without written authorization.
7. Reverse engineer, decompile, disassemble, or attempt to derive source code from our software except where permitted by law.
8. Circumvent access controls, usage limits, security measures, or billing systems.
9. Scrape, crawl, harvest, or extract data except as expressly permitted by us in writing.
10. Send spam, unsolicited messages, or unlawful marketing communications.
11. Infringe intellectual property, privacy, publicity, or other rights.
12. Upload or transmit unlawful, defamatory, obscene, abusive, harassing, discriminatory, threatening, or harmful content.
13. Use our products or services to develop, train, or improve competing products or services unless expressly permitted in writing.
14. Resell, sublicense, lease, rent, or commercially exploit our products or services unless expressly authorized.
15. Use our products or services in a way that could damage, disable, overburden, or impair our infrastructure or reputation.
16. Use our products or services to make unlawful automated decisions about individuals.
17. Use our AI products or tools for high-risk, safety-critical, regulated, or legally consequential decisions without our express written approval.
18. Submit sensitive personal information, regulated data, protected health information, payment card data, government identifiers, or confidential third-party information unless the applicable product or written agreement expressly permits it.
19. Use our products or services to generate, distribute, or facilitate deceptive AI-generated content, fake reviews, impersonation, fraud, phishing, malware, or unlawful surveillance.
20. Use our products or services to violate AI, privacy, consumer protection, employment, housing, credit, insurance, healthcare, anti-discrimination, intellectual property, cybersecurity, or data protection laws.

We may investigate suspected violations and may suspend or terminate access where we reasonably believe these Terms have been violated.

16. User Content

You may be able to submit, upload, transmit, or otherwise provide content, data, materials, files, messages, feedback, or information through our website, products, or services (“User Content”).

You retain ownership of your User Content. However, you grant us a non-exclusive, worldwide, royalty-free license to host, store, process, transmit, display, reproduce, modify, and use User Content as reasonably necessary to:

1. Provide, maintain, and improve our products and services.
2. Perform our contractual obligations.
3. Provide customer support.
4. Maintain security and prevent fraud or abuse.
5. Comply with legal obligations.
6. Enforce these Terms.

You represent and warrant that you have all rights necessary to provide User Content to us and to grant the rights described in these Terms.

We are not responsible for User Content submitted by users or third parties. We may remove or restrict User Content if we believe it violates these Terms, applicable law, or third-party rights.

17. Customer Data and Business Services

If we process data on behalf of a business customer, the applicable customer agreement, data processing agreement, statement of work, or other written contract may govern our handling of that data.

Unless otherwise stated in a separate written agreement, you are responsible for:

1. Obtaining all rights, permissions, and consents necessary for us to process data you provide.
2. Ensuring your data does not violate applicable law or third-party rights.
3. Maintaining appropriate backups of your data.
4. Determining whether our products or services are suitable for your intended use.
5. Complying with privacy, security, industry-specific, and regulatory obligations that apply to your business.

18. Privacy

Our collection, use, disclosure, and protection of personal information is described in our Privacy Policy, available on our website.

By using our website, products, or services, you acknowledge that we may collect and process personal information as described in our Privacy Policy.

19. Intellectual Property

Our website, products, services, software, designs, interfaces, technology, documentation, text, graphics, logos, trademarks, service marks, trade names, images, videos, audio, content, workflows, processes, AI tools, automations, models, prompts, templates, code, configurations, digital products, and other materials are owned by 8978 Tech & Digital Group or our licensors and are protected by intellectual property and other laws.

Except as expressly permitted by these Terms or a written agreement, you may not:

1. Copy, reproduce, distribute, modify, publicly display, publicly perform, or create derivative works from our materials.
2. Remove proprietary notices.
3. Use our trademarks or branding without written permission.
4. Use our content for commercial purposes without authorization.
5. Claim ownership of our intellectual property.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use our website, products, or services solely for your lawful internal or personal use, as applicable.

20. Feedback

If you submit suggestions, ideas, comments, improvements, or other feedback to us, you agree that we may use, disclose, reproduce, license, distribute, and exploit the feedback without restriction or compensation to you.

You agree that feedback is not confidential and does not create any obligation for us.

21. Third-Party Services and Links

Our website, products, or services may include links to third-party websites, applications, platforms, integrations, tools, payment processors, AI providers, hosting providers, analytics providers, APIs, or other third-party services.

We do not control and are not responsible for third-party services. Your use of third-party services may be governed by separate terms, privacy policies, fees, and practices.

We are not liable for any loss, damage, or issue arising from your use of third-party services.

22. Availability and Modifications

We may modify, update, suspend, discontinue, or restrict access to all or part of our website, products, or services at any time, with or without notice, unless otherwise required by law or agreed in writing.

We do not guarantee that our website, products, or services will be uninterrupted, error-free, secure, available at all times, or free from harmful components.

We may perform maintenance, updates, or changes that affect availability or functionality.

23. Beta, Preview, or Experimental Features

We may offer beta, preview, experimental, pilot, or pre-release features or services, including AI tools, automations, software features, integrations, or digital products. These features may be incomplete, unstable, unavailable, inaccurate, or changed without notice.

Beta or experimental features are provided “as is” and may be subject to additional terms. We may modify, suspend, or discontinue them at any time.

You should not rely on beta or experimental features for critical business operations unless we expressly agree otherwise in writing.

24. Professional Services and Deliverables

If we provide consulting, implementation, design, development, managed, technical, AI, automation, digital, or professional services, the scope, fees, timeline, deliverables, and responsibilities may be described in a separate statement of work, proposal, invoice, order form, or written agreement.

Unless otherwise agreed in writing:

1. Timelines are estimates and may depend on your cooperation, timely feedback, access, approvals, and provision of necessary materials.
2. You are responsible for reviewing and approving deliverables.
3. Changes in scope may require additional fees or written approval.
4. We retain ownership of our pre-existing intellectual property, tools, templates, know-how, methods, software, AI systems, prompts, workflows, automations, code, and general knowledge.
5. Any transfer of ownership in custom deliverables must be expressly stated in a written agreement signed by us.

25. Confidentiality

During your relationship with us, either party may disclose confidential or proprietary information to the other. Confidential information may include business plans, technical information, pricing, product information, customer information, security information, software, documentation, trade secrets, AI configurations, prompts, workflows, data, systems information, and non-public information.

The receiving party agrees to use confidential information only for the purpose of the business relationship and to protect it using reasonable care.

Confidentiality obligations do not apply to information that:

1. Is or becomes public through no fault of the receiving party.
2. Was already known without confidentiality obligations.
3. Is independently developed without use of confidential information.
4. Is lawfully received from a third party without confidentiality obligations.
5. Must be disclosed by law, court order, or government request, provided the receiving party gives notice where legally permitted.

26. Security

We use reasonable administrative, technical, and physical safeguards designed to protect our systems and information. However, no system is completely secure.

You are responsible for maintaining the security of your accounts, credentials, systems, devices, and networks.

You must promptly notify us of any suspected unauthorized access, security incident, vulnerability, or misuse involving our products or services.

27. Disclaimers

To the maximum extent permitted by law, our website, products, services, content, software, AI tools, digital products, documentation, outputs, deliverables, and other materials are provided “as is” and “as available,” without warranties of any kind, whether express, implied, statutory, or otherwise.

To the maximum extent permitted by law, we disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, quiet enjoyment, availability, security, and reliability.

We do not warrant that:

1. Our website, products, or services will meet your requirements.
2. Our website, products, or services will be uninterrupted, error-free, secure, or available.
3. Defects will be corrected.
4. Our website, products, or services will be free of viruses or harmful components.
5. Results generated from use of our products or services will be accurate, complete, reliable, or suitable for your purposes.
6. AI-generated, automated, analytical, technical, strategic, business, or digital outputs will be accurate, complete, reliable, current, lawful, non-infringing, secure, unbiased, suitable for your intended purpose, or free from errors.

You are solely responsible for reviewing, testing, validating, and approving outputs before relying on them or using them in business, legal, financial, technical, operational, customer-facing, or regulated contexts.

Some jurisdictions do not allow certain warranty disclaimers, so some disclaimers may not apply to you.

28. No Professional Advice

Unless expressly stated in a separate written agreement, information provided through our website, products, services, AI tools, digital products, content, outputs, deliverables, or communications is for general informational purposes only and does not constitute legal, financial, tax, medical, compliance, security, employment, insurance, credit, housing, or other professional advice.

You are responsible for consulting qualified professionals before relying on information or outputs for professional, regulatory, legal, financial, security, or business decisions.

29. Limitation of Liability

To the maximum extent permitted by law, 8978 Tech & Digital Group, Inc., its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, enhanced, or punitive damages, including lost profits, lost revenue, lost data, loss of goodwill, business interruption, system failure, security incidents, inaccurate outputs, AI errors, automated decisions, third-party service failures, or costs of substitute services, arising out of or related to these Terms or your use of our website, products, or services.

To the maximum extent permitted by law, our total liability for any claim arising out of or related to these Terms or our website, products, or services will not exceed the greater of:

1. The amount you paid to us for the product or service giving rise to the claim during the three months before the event giving rise to liability; or
2. One hundred U.S. dollars ($100).

The limitations in this section apply regardless of the legal theory, whether based on contract, tort, negligence, strict liability, statute, or otherwise, even if we have been advised of the possibility of damages.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

30. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless 8978 Tech & Digital Group, Inc., its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

1. Your use of our website, products, or services.
2. Your violation of these Terms.
3. Your violation of applicable law.
4. Your violation of third-party rights.
5. Your User Content.
6. Your AI Inputs, AI Outputs, prompts, data, configurations, or use of AI products or tools.
7. Your products, services, systems, data, or business activities.
8. Your negligence, fraud, willful misconduct, or misuse of our website, products, or services.
9. Your use of our products or services in regulated, high-risk, customer-facing, or legally consequential contexts without appropriate review, approval, or authorization.

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense.

31. Suspension and Termination

We may suspend or terminate your access to our website, products, or services at any time if:

1. You violate these Terms.
2. You fail to pay amounts when due.
3. Your payment method fails.
4. Your use creates security, legal, operational, safety, ethical, compliance, or reputational risk.
5. We are required to do so by law.
6. We discontinue the applicable product or service.
7. We reasonably believe suspension or termination is necessary to protect us, users, third parties, or our systems.
8. Your use of AI products or tools violates our acceptable use restrictions or creates risk of harm.

You may stop using our website or services at any time. Subscription cancellation is governed by Section 7 and any applicable order, subscription terms, or written agreement.

Upon termination, your right to access or use the applicable products or services will end. Any provisions that by their nature should survive termination will survive, including payment obligations, intellectual property rights, confidentiality, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law.

32. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to conflict of law principles, except where applicable law requires otherwise.

33. Dispute Resolution

Before filing a claim, you agree to first contact us at [email protected] and attempt to resolve the dispute informally. Please include your name, contact information, a description of the dispute, and the relief you seek.

If the dispute is not resolved informally, either party may pursue available remedies in accordance with these Terms and applicable law.

Unless otherwise required by law or agreed in writing, you agree that any legal action or proceeding arising out of or related to these Terms, our website, products, or services will be brought exclusively in the state or federal courts located in Denver County, Colorado. You consent to the personal jurisdiction and venue of those courts.

34. Class Action Waiver

To the maximum extent permitted by law, you and 8978 Tech & Digital Group, Inc. agree that each party may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any class, collective, consolidated, private attorney general, or representative proceeding.

If this class action waiver is found unenforceable, the unenforceable portion will be severed, and the remaining provisions will remain in effect.

35. Force Majeure

We will not be liable for any delay or failure to perform resulting from events beyond our reasonable control, including natural disasters, acts of God, labor disputes, war, terrorism, civil unrest, government action, epidemic, pandemic, internet failures, power outages, telecommunications failures, cyberattacks, supply chain disruptions, third-party service failures, AI provider outages, cloud provider outages, hosting failures, payment processor failures, or other events beyond our control.

36. Export and Sanctions Compliance

You agree to comply with all applicable export control, sanctions, and trade laws. You may not use our website, products, or services if you are located in, organized under the laws of, or ordinarily resident in a country or region subject to comprehensive sanctions, or if you are listed on any restricted party list.

You may not use our website, products, or services for any purpose prohibited by export control, sanctions, or trade laws, including prohibited uses involving software, encryption, AI systems, technical data, or controlled technologies.

37. Government Use

If our products or services are used by or on behalf of a U.S. government entity, they are provided as “commercial products,” “commercial services,” or “commercial computer software,” as applicable, and the government receives only the rights granted to other users under these Terms or the applicable written agreement.

38. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on our website with a revised effective date.

If we make material changes, we may provide additional notice where required by law. Your continued use of our website, products, or services after updated Terms become effective means you accept the updated Terms.

If you do not agree to the updated Terms, you must stop using our website, products, and services.

39. Electronic Communications

You agree that we may communicate with you electronically, including by email, website notices, account notices, or other digital communications.

You agree that electronic communications satisfy any legal requirement that communications be in writing, unless applicable law requires a different form.

40. Assignment

You may not assign or transfer these Terms or your rights or obligations under them without our prior written consent.

We may assign or transfer these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, reorganization, sale of assets, financing, or by operation of law.

41. Severability

If any provision of these Terms is found invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will remain in full force and effect.

42. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

Any waiver must be in writing and signed by us to be effective.

43. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms, order forms, statements of work, customer agreements, subscription terms, data processing agreements, service-level agreements, acceptable use policies, product-specific terms, or written agreements that apply to specific products or services, constitute the entire agreement between you and 8978 Tech & Digital Group, Inc. regarding your use of our website, products, and services.

44. Contact Us

For questions about these Terms, contact us at: